Payment Alternatives You Can Avail for Your Next Dentist Appointment

The presumed high costs of dental treatments influence many individuals to avoid dental treatments. This causes a decline in their overall health due to poor dental health. We have our office in Mt. Vernon, Illinois for our clients to learn about different payment options to choose from.

Our dental services can be paid for with a number of payment methods. Cash payments are preferred by a number of people, while some prefer to pay with credit cards. Many dental procedures are covered under dental insurance.
The following section provides a brief and quick overview of different payment methods available at Dental Care of Mt. Vernon in Mt. Vernon, Illinois.


Credit Cards

Today, many people prefer paying with their credit cards than any other payment method. Thousands of credit card transactions are made every minute around the world, with their uses ranging from paying for clothes, airfare to medical procedures.


Credit cards are found to be convenient and safer to carry around.


Several credit card companies offer many attractive benefits on transactions. Paying for dental services with credit cards not only fixes your dental problems, but can also help improve your credit. The two most common dental treatments that are paid for with credit cards are cosmetic treatments and surgeries such as extractions.


We accept the majority of credit cards to provide you the maximum convenience.



Approximately 42% of all dentistry payments are made in cash and direct payments. Many people find it convenient to pay in cash.

It is also common for some people to pay for half of their treatment in cash and have the remaining portion covered through their insurance provider. This should be approved by the insurance company before beginning your procedure.


Personal Checks

Paying with checks is more of an outdated payment method and not many service providers accept personal checks anymore. It is recommended to verify if a dental office accepts this form of payment before the appointment.

Paying with a check is assumed by many people to be a long process, but in reality it is not. Should you need to use a personal check or make a bank transfer, our office will be happy to provide you with all the necessary details needed.  Such details may include the receiver’s name, account number, etc.
Many people, who would like to seek medical treatment, have a great deal of confusion regarding insurance payments. To resolve this confusion we suggest you contact us at Dental Care of Mt. Vernon in Mt. Vernon, Illinois and we will answer all your questions.


Medical insurance is definitely an important tool for effectively managing your budget. Insurance companies cover many of your health expenses, saving you from paying out of your pocket. Dental insurance is also a type of medical coverage that provides coverage for certain dental expenses. It can be offered as a part of the overall medical indemnity or as a separate policy. To better assist patients, our office in Mt. Vernon, Illinois also processes treatment compensations through dental insurance.


As this method of payment has a few additional details that need to be dealt with before the payment is transferred, it is suggested that the patients check their insurance providers before their treatment begins.


It is important to make sure your insurance plan is currently active, since many polices go into effect after several months of your application approval. Patients are also advised to ensure that the treatment they will be going through is covered by their insurance company.


Apart from settling details with the providers, it is also recommended that patients confirm with our office that their insurance coverage is accepted. This is because there could be some insurance agencies that are not registered with us.


In some cases, your insurance may allow you to pay in cash, and then offer a reimbursement after the appointment.

Care Credit

Our office offers Care Credit, a service that allows you to pay for your dental services in installments. Care Credit allows you to get immediate treatment without paying out of pocket the same day. Care Credit is based upon approval and can potentially pay for all your dental needs. Once you are done with your installments, you can use the full balance in future dental visits. Care Credit is a great option when you are on a budget or don’t have dental insurance readily available. Ask us about Care Credit today! Applying is easy, and we are here to answer any questions you may have during the process.

Apply for CareCredit

We hope this has cleared up any and all doubts about our different payment methods.